+ Full range of banking products
+ Competitive interest rates
+ Split loan option
x Limited to Western Australia
In 1963, UniBank was founded from within the Chemistry Department at the University of Western Australia. UniBank was first known as The University Staff Credit Society and later Unicredit until the completion of a merger with the Teachers Mutual Bank in August of 2015. UniBank aims to provide a friendly, personalised service and fiercely competitive home loan products, to those in Western Australia.
Crafted with educational professionals and students in mind, the Basic Classic Home Loan is the simple choice for a property purchase. With this loan, very competitive interest rates and no recurring fees make it a very attractive proposition. Other benefits include;
Fixed interest rates provide peace of mind and consistency in the sometimes daunting environment of property investment. UniBank provides fixed rate home loan options across a range of different loan terms. These include;
At the end of each term of fixed interest, the loan will revert to a standard variable interest rate product. However, the customer may have the option to freeze a portion of the total loan value and to continue to pay a fixed rate on this component. Customers will also receive the following benefits;
Some customers may require an enhanced degree of flexibility. For these individuals, UniBank provides the Flexi Choice home loan, for owner occupied purchases, vacant land for construction, value-increasing renovations or other construction projects.
Features of this type of loan include;
The UniBank My First Home Loan is a variable interest rate product. Its purpose is to connect first time buyers with the home of their dreams, and to help people to get their foot on the first rung of the property ladder. For many, this could be the stepping stone that makes the dream of home ownership a reality.
Below are some of the loan’s features:
Solutions Plus is an exclusive loan product from UniBank which provides recipients with a wealth of discounted rates and special features. It is available only to customers who are members of the UniBank Rewards Package. Qualifying customers will receive;
The UniBank Rewards Package is a feature that unlocks a range of benefits for UniBank customers, including reduced rates and access to exclusive products not available to other consumers. Only customers who sign up to the Rewards Package are eligible to receive the Solutions Plus loan product.
There is an annual fee attached to the Rewards Package, but for the right customer the package will translate to very serious savings in the long term.