Pepper takes into account a borrowers full financial picture, helping them to refinance home loans at more favourable rates.
Pepper Money offers a unique and diversified portfolio of financial services, specialising in the core disciplines of Lending, Advisory and Asset Servicing across residential and commercial property sectors.
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Pepper Money Home Loan Products
The Pepper Advantage home loan is designed for those who are unable to meet the criteria set by banks and other lenders. Even those with bankruptcies and defaults may qualify for this loan. The Advantage loan features a variable interest rate and no mortgage insurance requirement.
The Pepper Easy loan is for those who have had credit troubles in the past, but not within the last two years. This loan has a variable interest rate and includes an offset account to help borrowers save on interest. Customers have the option of splitting the loan into smaller parts.
The Pepper Essential loan is for those with clear credit histories but who require alternate income verification methods. The loan has a variable interest rate, and borrowers are free to redraw from the repaid amount. A 100-percent interest offset sub-account is also included.