+ Flexible features
+ Competitive interest rates
+ Low doc loans and self employed loans
x Branch network is limited
x Annual fees attached to some loans
Typically, customers who have been turned away by other lenders can often gain financing from Liberty, making them a great choice for refinancing home loans.
With this loan, customers receive a variable interest rate. Repayment options are flexible, allowing borrowers to choose between monthly, fortnightly and weekly repayments. Additional repayments can be made at any time and with no penalty, helping customers to repay their loan faster.
The Star loan gives borrowers access to an offset account to help them save on interest. Customers are free to redraw from their loan whenever they like. While this loan receives a variable interest rate, it can be split into separate loans, with the option of fixed rates.
1 Year Fixed
This loan offers borrowers a set interest rate for the first year. Customers can choose to split the loan into multiple parts to combine fixed and variable interest rates. Repayments can be made monthly, fortnightly or weekly, and additional repayments are allowed with no penalty.
2 Year Fixed
With this home loan, borrowers receive a stable interest rate for the first two years, after which it reverts to a variable rate. This loan also includes a 100-percent offset account and redraw capabilities. Customers are able to borrow up to 95 percent LVR with this loan.
3 Year Fixed
For the first three years, the borrower’s interest rate and repayment amounts will not change. After this period, the rate will become variable. Customers can also choose to split this loan into fixed and variable components. Repayments can be made weekly, fortnightly or monthly to suit borrowers’ preferences.