Liberty Home Loan Products
Liberty Basic Sharp
With this loan, customers receive a variable interest rate. Repayment options are flexible, allowing borrowers to choose between monthly, fortnightly and weekly repayments. Additional repayments can be made at any time and with no penalty, helping customers to repay their loan faster.
Liberty Standard Variable Star
The Star loan gives borrowers access to an offset account to help them save on interest. Customers are free to redraw from their loan whenever they like. While this loan receives a variable interest rate, it can be split into separate loans, with the option of fixed rates.
Liberty Fixed Rate Star
1 Year Fixed
This loan offers borrowers a set interest rate for the first year. Customers can choose to split the loan into multiple parts to combine fixed and variable interest rates. Repayments can be made monthly, fortnightly or weekly, and additional repayments are allowed with no penalty.
2 Year Fixed
With this home loan, borrowers receive a stable interest rate for the first two years, after which it reverts to a variable rate. This loan also includes a 100-percent offset account and redraw capabilities. Customers are able to borrow up to 95 percent LVR with this loan.
3 Year Fixed
For the first three years, the borrower’s interest rate and repayment amounts will not change. After this period, the rate will become variable. Customers can also choose to split this loan into fixed and variable components. Repayments can be made weekly, fortnightly or monthly to suit borrowers’ preferences.