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Real People. Real Technology. Real Savings.

Refinancing.com.au is a unique digital refinance loan marketplace, that makes choosing the right home loan a breeze. The platform uses specialist home loan professionals and advanced technology to find you real savings. Our aim is to enable you to make an informed decision on your refinance loan.

Our platform is backed by eChoice, one of Australia's first home loan comparison website. eChoice's mortgage professionals are award-winning and fully-qualified. They will handle your refinance loan process over the phone and email. So rest assured our priority is to accommodate your requirements.


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Frequently Asked Questions

Why choose Refinancing.com.au?

Refinancing.com.au is an end to end service that helps people refinance their home loan. As a result, it is simple, fast and can be completed entirely online and over the phone. So we make the refinancing journey convenient, removing uncertainty while providing you with the best home loan refinance rates in the marketplace.

Are you a home loan comparison website?

No, we are not a comparison website, lender or bank. We are a digital marketplace, that combines customised technology and real accredited mortgage professionals to make the refinance process easy. So you get the best of both worlds!

Where do your home loans come from?

We are backed and owned by eChoice, one of Australia’s first home loan comparison websites, and an award-winning mortgage aggregator. Therefore, we utilise eChoice’s lender panel, with over 3,000 home loans from multiple lenders including the big four banks.

How many lenders do you have?

We have over 25 lenders on our panel, and our platform will compare all of those lenders to provide you with your personalised refinancing report to suit your financial needs. Simply fill out some basic details and receive your free Refinancing Report.

How do you calculate my refinancing savings on my report?

Our loan matching software will compare over 3,000 products to help you search rates and find the lowest interest rate that you could qualify for. Hence your refinancing savings are calculated against your current loan versus the new loan that you could qualify for, based on the details you have provided us. The power is in your hands to search rates instantly.

Where are your Home Loan Consultants based?

Once you receive an online report, a Home Loan Consultant will contact you during business hours to confirm your details and put you in touch with one of our Home Loan Managers to complete your loan application over the phone. All staff are based in our Ultimo, Sydney office close to Broadway feel free to come and meet us or give us a call on 1300 733 462 from 8:30am to 6:00pm Monday to Thursday and 8:30am to 5:00pm Fridays (we are closed over the weekends).

Are you accredited?

Yes, all our Home Loan Managers are qualified and accredited mortgage brokers that are committed to providing you a positive home loan journey. They are registered with the Mortgage and Finance Association of Australia (MFAA), or Finance Brokers Association Australia (FBAA), and hold a credit representative status with eChoice, Australian Credit License: 390528.

What does a Refinancing Home Loan Manager Do?

Your personal Home Loan Manager will service as the middle person between yourself and a lender, and therefore they will negotiate the loan on your behalf and assist in structuring the right loan for you.

What if I am not refinancing?

That’s ok, we can assist at any stage of the home loan journey! Simply contact us and a specialised Home Loan Manager will assist you with your home loan.

What if I am not ready to make the switch?

Too easy, simply speak to one of our Home Loan Consultants and they will schedule a call back for another time, even if it’s six months away! In addition, we also offer Property Profile Reports from our partner Core Logic. So make sure you stay in touch and ask your Home Loan Consultant for a free report to find out the value of your property.

How Does it Work?

We have made comparing refinance loan rates simple with your personal refinance comparison tool. Learn how to compare loan products, fees, features, and interest rates to get a refinance loan deal to suit your needs so you save time and money. Don’t know where to begin? Simply follow our refinance loan guide below.

Step 1

Step 1. Search Refinance Loan Rates Online – Over 3,000 Loans

Has your situation changed, or have had your home loan for more than two years? Then it’s time to review your home loan and compare it against other competitive refinance loan deals in the market.

Simply start with our refinance loan comparison tool, completing the sections relevant to you. The more information you provide; the more filters we apply to ensure we find a home loan that suits you.

Step 2

Step 2. Speak to the Refinancing Experts

You’ve now completed your research online, and ready to speak to a Refinancing.com.au Consultant. This is where the fun begins! We will contact you to confirm your details and ensure your refinancing needs are met.

Your Consultant will put you in touch with a Home Loan Manager to complete the application over the phone and online, without leaving your home. Prefer, to see someone face to face? Thats ok too, simply let your consultant know.

Step 3

Step 3. Submit Your Refinance Loan Application

Next, your Home Loan Manager will next work with you to complete all required documentation to process your loan application. We will help you understand all key decisions, negotiate rates on your behalf and match you to a loan.

They will notify you once your application is submitted and issue a Letter of Offer. This will need to be signed and return to your Home Loan Manager who will take care of the rest. Then it’s just a matter of waiting for approval.

Step 4

Step 4. Settle Your Refinance Home Loan

You’re at the final stage now, it’s all downhill from here. Your Home Loan Manager will confirm your settlement date. They will organise discharge from your existing lender and arrange for the settlement of your new home loan.

This is a process where titles are exchanged and the bank registers a mortgage over your property. Once this is confirmed, it’s time to congratulate yourself. You have refinanced your home loan with the help of Refinancing.com.au!

Start Your Refinance Loan Journey Today