How Long Does Credit Information Stay on File?
May 11 2017
Knowing what data exists on your credit file and how long it stays listed can increase your chances of gaining loan approval. Let's look at how this is possible....
How Can You Fix a Bad Credit Rating?
Apr 27 2017
Many people who have bad credit ratings may not even be aware of the situation, until they apply for a loan.
How Does the Loan to Value Ratio Impact My Loan?
Mar 16 2017
When taking out a mortgage, of course you want to get the best deal possible. After all, paying even half a percentage point less for your interest rate can save you tens of thousands in interest over...
What Do Lenders Consider as High Risk?
Mar 10 2017
There are many factors that a lender considers as high risk when you put in a loan application. So, let's look at the most common factors that deter a lender....
Can You Refinance If You Are Behind on Payments?
Feb 24 2017
Even if you are in arrears, you can still refinance to save on your home loan.
Why Should You Refinance Your Home Loan? What Are The Benefits?
Nov 15 2016
When you consider the benefits of refinancing, it makes a lot of sense. You could pay off your mortgage sooner, lower your repayments, and consolidate debt.