Kathryn Lee

Kathryn Lee is a Sydney-based freelance writer and covers everything from finance news to eChoice home loan guides, as well as lifestyle pieces.

When not reading up on the latest RBA news you’ll find her out on a hike or in the kitchen trying out a new recipe – with the perfect wine pairing in hand, of course. She has a Bachelor of Communication with a major in Journalism from Western Sydney University.

Digital News Writer


How often should you refinance your home loan?

April 7, 2021

When was the last time you compared your home loan rate to others on the market? If you can't remember, chances are it's time to have another look.


Want a speedy refinance? Here are the documents you’ll need to gather

April 6, 2021

Unless your head's been stuck under a rock the past two years, it would have been hard not to notice the dramatic drop interest rates have experienced of late.


ACCC Home Loan Price Inquiry: What Borrowers Need to Know

April 1, 2021

Are you paying significantly more than you need to in interest? According to the results of an inquiry by the Australian Competition and Consumer Commission (ACCC), you might be.


10 New Year Resolutions for Your Home Loan

January 19, 2021

Now that we're well and truly into 2021, it's time to stop making excuses on how you manage your home loan. We know how it is - whether it's the interest rate you're unhappy with or you've outgrown yo...


What can you do when your home loan application is rejected

December 7, 2020

For many Australians, property ownership is the ultimate dream - but getting there can be a hard task. While it would be nice to have the means to afford a home outright, for most people finance appro...


15 ways to update your backyard to entertain all year long

October 8, 2020

As summer approaches, there's nothing more Australian than gathering with friends and family around the barbecue on a hot day. There are so many ways to update your backyard and take your entertainmen...


Redecoration tips for your home – A Mediterranean twist

October 7, 2020

A Mediterranean style interior evokes romantic images of seaside days, vibrant sunsets and a relaxed way of living. There is so much elegance abundant in the style and decor of a Mediterranean home, r...


Five reasons you could consider refinancing this year?

September 16, 2020

Refinancing is the process of taking out a new home loan to pay your existing mortgage, and it's essentially a way for borrowers to leave their current lender and take out a new loan with a competitor...


How to improve your loan serviceability

September 4, 2020

Loan serviceability describes your ability to meet your home loan repayments based on factors such as the borrower's income and the size of the loan. Simply put, the lender is assessing your ability t...


Home Refinancing Hits Record Highs

July 29, 2020

New data from the Australian Bureau of Statistics (ABS) has revealed a record high in the number of Australians choosing to refinance their mortgage.


Buying out a partner on a mortgage

July 16, 2020

For many people, buying a new house will be one of the biggest transactions that they will ever make. Making such a large purchase can often be a stressful and financially straining process.


Taking over your parents’ mortgage. Is it allowed?

July 13, 2020

It's not uncommon for people to take over their parent's mortgage as they get older. For instance, If your parents are facing financial hardship, struggling to make their repayments or getting closer ...


COVID-19 Increases Popularity of Fixed Rate Home Loans

May 26, 2020

Traditionally, Australians have always favoured variable rate home loans, but over the past month, fixed-rate home loans have been gaining traction, with reports of increased sign-ups for the product....


How can I take advantage of low interest rates?

May 18, 2020

It's no secret that interest rates are low, and mortgage holders stand to save thousands that is if action is taken to secure a better rate.


6 Mistakes to Avoid When Refinancing your Home Loan

May 6, 2020

There's never been a more competitive time to refinance- interest rates are at an all-time low, house prices are declining and the property market is rapidly changing which means there might be a bett...


How to Use Your Home Equity to Stay on Top of Your Finances

October 10, 2018

There are more benefits to having a home loan than most people realise. One of the most powerful advantages of being a responsible mortgage holder is the ability to use your home equity to improve you...


Can I Save by Refinancing?

September 13, 2018

One of the biggest reasons homeowners refinance is to save money. If you switch to a lower rate, you can lower the amount of interest you'll pay on your loan.


Refinancing a Mortgage in Arrears – What Should I Do?

August 29, 2018

If you are behind on your mortgage payments, refinancing may be a smart option to help you regain control of your home loan and your budget. The problem is, with a mortgage in arrears, refinancing isn...


Is Refinancing to Invest In Property Right for Me?

August 1, 2018

Thinking of refinancing to invest in property and grow your wealth? If you have a lot of equity built up in your home, you could be sitting on untapped potential for wealth building.


Why Are so Many Australians Afraid to Refinance?

July 19, 2018

A lot of Australians follow the standard mantra - why refinance when you can just forget about that huge mortgage looming over your head and take a set it and forget it approach? Why go through the ha...


How Much Equity Do You Need to Refinance?

July 5, 2018

Thinking of switching to a new loan to take advantage of a lower rate, to reduce your repayments, or to take advantage of any of the other benefits of refinancing? The first question a lot of homeowne...


6 Key Home Loan Refinancing Questions Answered

May 23, 2018

Sure, home loan refinancing could save you a lot of money. It could also lower your monthly repayment, giving your more financial flexibility to meet other financial goals.


What are the Costs of Refinancing a Home Loan?

March 22, 2018

What's the biggest mistake Australians make when refinancing? Not understanding the full costs of refinancing a home loan.


How Difficult Is It to Refinance a Business Loan?

July 28, 2017

Most home owners refinance their mortgage every several years to lower their repayments, free up equity, consolidate debt, or in another way allow them to do more with their money.


CBA Attracts Investors by Reopening to Investor Refinancing

July 4, 2017

The big four banks continue to make adjustments to their mortgage lending policies as they attempt to balance bank regulations and the needs of the still intense and volatile Australian real estate ma...


Average Home Loan Settlement Time at 17 Days – Should You Refinance Now?

June 20, 2017

Are you looking for a more competitive home loan rate? If so, then contact refinancing.com. Our brokers have access to 100's of products and have helped thousands of Australian's secure the right home...


May 2017 Property Market Update Is the Market Finally Cooling?

June 1, 2017

The latest property market update points to a noteworthy shift in the Australian market, particularly in the housing hot spots of Sydney and Melbourne. Home values have stopped their rapid rise!


Why Rising Rates Won’t Slow Down the Property Market

April 11, 2017

There is speculation that Australian property values will drop later in 2017, especially if interest rates rise. But, many industry experts and economists are now saying that changes in rates won't do...


Westpac Second Major Bank to Raise Interest Rates in March

March 29, 2017

Experts have been predicting interest rates on mortgages to creep up gradually through 2017 since the end of last year. As you may have expected, this is just what is happening.


How Does the Loan to Value Ratio Impact My Loan?

March 16, 2017

When taking out a mortgage, of course, you want to get the best deal possible. After all, paying even half a percentage point less for your interest rate can save you tens of thousands in interest ove...


Early 2017 Is Prime Time for Home Loan Borrowers

February 10, 2017

The first few weeks of the year may be the best time for borrowers to take out a mortgage and to refinance. This is because, traditionally, after the holidays is when lending institutions tend to be o...


Understanding Your Mortgage in 2017

January 25, 2017

2017 is set to become a turning point year in many ways, including for your mortgage. After a steady six years of falling rates on home loans, it is safe to say that this year your mortgage will be an...


Growing Australian Consumer Confidence Could Support Rate Hike

January 19, 2017

Consumer confidence in Australia has risen over the last four months. It has hit new highs since August of 2016. Roy Morgan's Consumer Confidence Index, which comes from the ANZ bank, reveals that it ...


Is an Interest Only Home Loan a Smart Move for You?

January 16, 2017

Interest-only loans started out as a smart strategy for property investors who needed an affordable way to make mortgage repayments on multiple properties.


Experts Predict 2017 Will Bring More Mortgage Rate Increases

January 13, 2017

Borrowers should not expect a break in 2017 when it comes to mortgage rates. In fact, current trends indicate that rates are only going to keep going up as the year unfolds and discounts for property...


Pool Designs for Any Space

November 9, 2016

In a bygone era, only homes with a large backyard had a swimming pool. But pool designs today are different. Innovative swimming pools can now be put in almost any backyard, regardless of its size.