Ece Demir

Ece Demir is a digital content writer for mortgage news and the property sector.

She is currently undergoing her last semester for her Bachelor of Communications, with a major in Journalism at Western Sydney University. Ece has previously only written for her university programs with eChoice being her first on-going role.

Digital News Writer


Is buying a holiday home a good idea?

May 13, 2021

Mulling over whether buying a holiday home is a good idea? We take a look at some of the pros and cons and key points for consideration.


10 easy ways to cut down your monthly living costs

May 12, 2021

Groceries, bills, train fares, eating out... it all adds up! 10 easy ways you might be able to cut down and save on your monthly living costs and expenses.


15 quick weekend renos to add value to your home

May 6, 2021

Don't have the time or funds for a full reno? Renovations don't need to be extensive to add value to your home. Check out our list of weekend reno ideas.


Gift baskets and hamper delivery

October 27, 2020

Hampers are a great gift option for just about any occasion. During a time when things are so up and down, getting a little surprise gift in the mail can make someone's day, and sometimes you just wan...


Electrify your home with art and colour

October 6, 2020

A little skill and creativity can go a long way when incorporating art and colour into a home. When decor and artwork come together seamlessly, the results are simply breathtaking, having a transforma...


Unit prices slip lower in every capital city over June quarter

September 28, 2020

The effects of COVID-19 have begun to filter through the property and housing markets, with house and apartment prices weakening nationally over the June quarter.


10 steps to reduce mortgage stress

September 22, 2020

During the unforeseen COVID-19 pandemic, the federal government and banking sector have thrown every possibility they can to homeowners during this difficult time to prevent widespread mortgage stress...


How to maintain air quality in your home

September 17, 2020

Now that we have been spending most of our time inside our homes due to the global pandemic, you might be considering if the air quality in your home is harmful to you. According to the Australian Gov...


Make your outdoor space even more inviting

September 15, 2020

Lockdowns have meant that it is rare that we even get the opportunity to go outside, so why not make the most of your backyard in order to fulfil any longing to be outdoors? With spring approaching, t...


How to continue your renovation project during COVID-19?

September 2, 2020

With a number of social restrictions and cautions still in place amid the COVID-19 health crisis, you're not alone if you're worried about continuing ahead with that renovation and opening up your hom...


94% of mortgage holders could be losing out by failing to switch

August 31, 2020

In the past 14 months, the Reserve Bank of Australia (RBA) has made five cash rate cuts which have decreased some home loan interest rates across the board and yet only a fraction of Australian househ...


How could you shave years off your home loan?

August 21, 2020

As Australia enters its first recession in almost 30 years, getting on top of your current debts and understanding any future debts has never been more important.


10 Small Things to make your home feel fabulous

August 17, 2020

Making a home beautiful is every homeowner's dream and there are simple and easy ways to improve one's home. With the hundreds of creative ideas that can be found in the area of design, there is no sh...


Aussie house prices drop during COVID-19 pandemic

August 6, 2020

Australia's house prices have plunged by 2% during the COVID-19 pandemic, reversing more than two years of gains.


Refinancing a private loan into a self-managed super fund

July 9, 2020

Self-managed super funds can be an attractive alternative to traditional public super funds for investors. Technology is giving people more access to knowledge that can help them make informed investm...


Loyal customers charged high interest – ACCC study

June 15, 2020

The Australian Competition and Consumer Commission (ACCC) inquiry interim report has revealed that customers who remain loyal to their lender are disproportionately' spending more than new customers.


How can refinancing potentially boost your cash flow

May 11, 2020

2020 isn't completely disappointing! It's actually the prime time for refinancing and homeowners who choose to grab this opportunity could be saving a considerable amount of money.


Is Consolidating Bank Loans Right For You?

September 26, 2019

Sure, consolidating bank loans can help you reduce financial stress by decreasing your repayment size. But how do you know if you're making the right decision to consolidate? Join us as we explore con...


Moving House Checklist & Survival Guide

September 19, 2018

Not sure you are going to survive your move? You're not alone. Moving house is stressful for everyone, which is why we've created this helpful moving house checklist and survival guide.


Benefits of Using a Mortgage Broker to Refinance

September 5, 2018

When you use a mortgage broker to refinance, you could gain a huge advantage. An experienced broker will be able to help you find the right lenders for you. Finding the perfect fit isn't just about ap...


What is a Mortgage Discharge?

August 15, 2018

While you probably didn't think about having to deal with a mortgage discharge when you took out your home loan, you'll need to go through this process at some point. Find out what a mortgage discharg...


Buying Off the Plan in Today’s Housing Market

July 26, 2018

Buying off the plan has become a fairly common option for both owner-occupiers and investors looking for their next property to purchase in Australia thanks to the country's long housing boom.


Do You Know Your Home Loan Rate?

July 12, 2018

Of all the numbers you have to keep track of - telephone numbers, password codes, birthdays - the one that will impact your life the most a lot of people don't remember: your home loan rate. A recent ...


What Is Home Loan Portability?

June 21, 2018

Nothing lasts forever. In fact, most things in life aren't going to last for the next 20 or 30 years, or however long your mortgage term is. Which is why home loan portability is such an important fea...


How to Refinance to Renovate Your Home

April 5, 2018

Should you refinance your home to renovate? When you use the mortgage to cover the costs of your project, you may be able to save a lot of money with a low interest rate.


When Should I Refinance My Home Loan?

March 14, 2018

Refinancing your home loan could be a great way to save money, but you need to time it right. There is no limit to how many times you can refinance your mortgage.


When to Refinance Your Home Loan for Debt Consolidation

September 28, 2017

If you are overwhelmed by your credit cards, personal loans, and other debts, you should look into refinancing your home loan so you can consolidate. No one plans to build up a sizable credit card bal...


When Is the Right Time to Refinance a Commercial Loan?

July 13, 2017

When it comes to commercial loans, you'll find there is a lot more flexibility than with residential home loans. This is because lenders tend to be more willing to negotiate on commercial rates.


Important Questions to Ask a Mortgage Broker Before You Refinance

June 22, 2017

A lot of borrowers work with a mortgage broker to help them get the best deal on a new loan. The advice, guidance, and connections of a broker can be invaluable during your refinancing process.


Commonwealth Bank to Accept Applications Again for Investor Refinancing

June 13, 2017

This past February, the Commonwealth Bank of Australia, or CBA, put a temporary halt to investor lending, making it more difficult for investors to refinance or for current homeowners to purchase a se...


How to Use Pre-Approvals to Your Advantage

April 19, 2017

You may have noticed, there are mixed feelings among mortgage brokers when it comes to the value of getting pre-approved for your home loan.


Why You Should Avoid Applying with Multiple Lenders

April 7, 2017

When it comes to home loans, following the advice "Never put all your eggs in one basket" could be costly. Why? Well, researching the market is logical, applying for more than one home loan can hurt y...


NAB Increases Home Loan Interest Rates

March 27, 2017

Australian homeowners are in for a continually shaky ride for 2017. National Australia Bank has just announced they will lift home loan rates, effective 24 March.


Can You Refinance If You Are Behind on Payments?

February 24, 2017

When you took out a mortgage, of course you expected you would be able to make your repayments every month, possibly even making early repayments to help pay down your loan faster.


2017 Set To Be The Year Of Borrower Responsibility

February 13, 2017

With the first quarter of 2017 possibly seeing more out of cycle rate movements than in previous years, borrowers must start taking more responsibility for their situation by taking the onus on themse...


Refinancing Expected to Surge as Homeowners Become Mortgage Savvy

February 6, 2017

If you feel like everyone is talking about refinancing their mortgage right now, you are not alone. 2016 saw a significant increase in the number of homeowners who chose to refinance.


Choosing the Right Term of Your Home Loan Could Save you Thousands

January 23, 2017

Did you realise that you could save thousands to tens of thousands on your mortgage simply based on the duration of your loan? In general, borrowers focus on the interest rate and the fixed interest v...


Top Reasons Why Home Loans Get Rejected

January 11, 2017

Home loan rejection is the biggest reason home buyers do not take out a mortgage. Rejection can be disappointing, especially for those who had their heart set on buying a property.


Why The Cheapest Loans Are Not Always The Best

January 9, 2017

Interest rates in Australia are beginning to shift once again. While some lenders still have rates at a historic low, others are beginning to raise theirs.


What to Consider Before you Refinance

August 8, 2016

Refinancing is a big decision; you have to be sure that it will save you money in the long run and that you'll get approval before you make the leap. You'll also need to weigh up whether or not refina...