Compare Credit Cards

Comparing Credit Cards

When comparing credit cards it's important to be proactive rather than reactive. Everyone gets credit card offers through the mail, but those are definitely not the only options. Bottom line is that you should not rely on mail solicitations to offer the best choice in credit cards.

Those "pre-approved" credit card offers that you get in the mail are actually advertisements. Thanks to Australia Post and/or Council spam your name was most likely retrieved from a mailing list available to anyone. Even the special low introductory rate or 0% balance transfer offers are all marketing strategies used to get you as a customer. And if you are not succesfull they have your details as a strong lead and you will never stop to receive these offers.

So where do you start looking for a new credit card?

Information on credit card plans can be found on the internet just like here on Refinancing.com.au, in magazines such as the Money Magazine, and to some extent in newspapers. If comparing several different cards, use an unbiased resource. A great place to start is Refinancing.com.au, and  CreditCardDeals.com.au, which is a comprehensive free source for only credit cards.