Comments for Refinancing.com.au News

Comment on Home Inspections: Costly or an investment in your home mortgage? by Building Inspecktor

Building Inspecktor — Thu, 15 Sep 2011 23:43:41 +0000

Without a doubt building inspections are pivotal. I really wish we did this before we bought our new home, now we are paying the price dearly over a termite infestation

Comment on Age Appropriate Credit Cards? by rachana kc

rachana kc — Sat, 09 Jul 2011 02:40:35 +0000

nowadays credit cards are available in almost every places or we can say country as well.For most of the people it has become a big question mark that how is it possible to do shopping without credit cards…..talking about age appropriate cards,i believe it’s very important for banks to issue a credit card according to the age of their client..because the need of 18 year old child is not as of 30 year’s adult.needs and requirements definetely varies from one age group to other.therefore to make the best n correct utilization of creditcards ,it is a most to issue a creditcard according to the age group.

Comment on Age Appropriate Credit Cards? by Gary Dobeman

Gary Dobeman — Tue, 05 Jul 2011 04:20:50 +0000

This is definitely and interesting article and covers some excellent aspects. The method and ease of applying for credit cards can often result in immature use of the privilege. I know many unfortunate teens who are excited at receiving financial ‘freedom’ and then making late payments on their credit cards. This of course just increases the interest owing, and they get stuck in this hole of debt. More awareness should be raised in proper use of credit cards, and as you mentioned, a regular revision of the plan you’re on.

Comment on Credit Cards vs Personal Loans by james

james — Mon, 27 Jun 2011 09:49:31 +0000

i think credit cards are useful, but over time as the interest rate accumulates we have go to be very careful. Credit cards are definitely going to remain a popular choice.

Comment on Credit Card Charity Scam by Andy FH

Andy FH — Mon, 20 Jun 2011 02:10:59 +0000

The volume of ‘Phone Scams’ requesting CC info is getting unbearable. They are ringing our house every day, sometimes several times a day. Thankfully it is pretty easy to spot a crank call and, as should be the case with everyone, I would never offer up any personal info to a stranger on the phone…
All I can say is be aware that the more heart wrenching the cause, the more prolific the scammers will be trying to take advantage of our good nature.
Good luck to everyone and thanks for highlighting this very worrying trend.

Comment on University Students and Credit Cards by Shan

Shan — Sun, 19 Jun 2011 09:07:29 +0000

Debit cards loaded with a persons own money are the best idea for university students, as real credit cards with thousand plus dollar limits contribute to getting many students in debt, because they think they think they have all of that money to spend and tend to forget that they will have to pay it all back soon enough.

Comment on Age Appropriate Credit Cards? by Don Christie

Don Christie — Thu, 16 Jun 2011 23:40:42 +0000

When we travel to the USA, Europe or ASIA; we use a pre-paid visa debit card that can be used the same as a credit card/ charge card. It provides so much security and convenience as we just transfer $50 per trip for taxis and the like.

I don’t for the life of me understand why a teenager would need a credit card, but I face reality and realize that most do, but as a mobile phone user and ‘loser of same’ i know the inconvenience of losing a credit card or mobile phone or wallet and the inconveniences associated with it.

Most teenagers would not be able to say that they never lose anything and if they did ever lose a credit card they would lose valuable data to the ever growing mountain of thieves that use credit cards.

So age appropriate credit cards – i don’t think they are more suitable over a small $50 here and their on a debit card from visa or another provider. Forget the points and rewards…i have never got anything from them ever!

Comment on Taxi Drivers and Credit Card Fraud by supen

supen — Tue, 14 Jun 2011 17:25:06 +0000

really true, everyone needs to be alert especially when you are going home from a party getting drunk.they take advantage of being drunk and charge more. and because of those frauds even the hard working honest cab drivers are having hard times. its better to have enough cash to pay to cab, its one way to avoid fraud.

Comment on What You Should Know About Your Credit Card? by corpsereaper

corpsereaper — Mon, 06 Jun 2011 04:58:38 +0000

i think i’ll have a look at my statement a little more closely now. i’ve also been thinking about getting a balance transfer to end the higher cash advance rate i’ve been eating up for for a while.

thanks for the information and like i said some more articles/posts on this would be very helpful

Comment on Finding the best mortgage by Jim Wallace

Jim Wallace — Sun, 05 Jun 2011 12:08:48 +0000

It is really a no brainer to find the best mortgage deals around – there are many websites that a simple google search will find or go to a respected online newspaper such as SMH.com.au. Banks are generally charging the highest rates generally because they are factoring in their security and reputation factors (just like buying labelled clothes that are really still made in China). so you will find that building societies and credit unions at the lower end of the rate spectrum. The key is the comparison rate which factors in fees, so the closer the comparison rate is to the charged rate, then lower the fee structure. And if you are worried about security etc, go research the lenders and see how long they have been around – you’ll be suprised at their longevity! So go ahead and save yourself a heap of cash!